Welcome to Get Loans For Bad Credit. We offer advice on securing a loan in the UK if you have a bad credit rating.

It’s true that the most important thing in getting a loan a good interest rate is your credit rating. This affects the APR (Annualised Percentage Rate) you will be offered. The APR is a figure based on the actual interest rate with fees added. The idea is to give a figure for comparison between the offerings of lenders.

People with bad credit can still get loans, but the terms will be bad; the APR will be higher. Some lenders specialise in lending to people with bad credit; they can, if they’re careful, make more money off them! A person with bad credit represents a worse risk, so they compensate by charging them more. There is also greed involved, of course.